out' of pock'et
1. lacking money.
2. having suffered a financial loss.
Pronunciation: (out'uv-pok'it), [key]
1. paid out or owed in cash; necessitating an expenditure of cash: The out-of-pocket expenses include cab fares.
2. without funds or assets: an out-of-pocket student who stayed with us.
Random House Unabridged Dictionary, Copyright © 1997, by Random House, Inc., on Infoplease.